Residential Mortgage Brokers
What Type Of Mortgage Are You Looking For?
CAPC is a specialist mortgage and protection brokerage providing a tailored advisory service, delivered face-to-face, via telephone or email, depending on your preference. At CAPC we have an experienced team of brokers who are able to review thousands of products, ensuring you get the best possible result.
Residential Mortgage Blogs
What is a ‘Mortgage in Principle’? When you are in the early stages of applying for a mortgage, you may come across a number of terms that you are not familiar with or that you do not fully understand. The term ‘Mortgage in Principle’, sometimes referred to as a...
How to Get a Credit Score for Free There are certain times when it is important to have a good idea of how your financial background will be regarded by potential lenders, for instance, when you are applying for credit and particularly if you are applying for a...
Does gambling affect your mortgage application? Applying for a mortgage is a process that will involve heavy scrutiny of your financial history and current income and expenditure. A house mortgage is probably the biggest loan you will ever take out, so banks will do...
Residential Mortgage Brokers?
Residential mortgage brokers are qualified financial advisors that specialise in residential mortgages. Their mission is to find a mortgage with terms and rates to suit your budget and requirements.
How can a Residential Mortgage Broker help you?
There are many different factors to consider when getting a residential mortgage which can easily be missed without the experience of a mortgage advisor.
The advantages of choosing to get advice from CAPC mortgage brokers are as follows:
- Our mortgage brokers are trained, qualified professionals with extensive knowledge of their field. They save you time by comparing the market for you and they can help you with the legal side of purchasing a home.
- Our brokers are best placed to help you in your mortgage buying decision, we provide you with options based on your specific situation to make sure you don’t end up with an unsuitable mortgage.
- It is extremely likely using a qualified mortgage broker will save you money. Our mortgage brokers have access to thousands of lenders rates at our fingertips allowing us to find you the best deals. Generally, the money we save you far outweighs the costs involved.
- Our brokers also have access to private banks, allowing us to provide truly bespoke arrangements, usually used for large mortgages and tricky situations.
In a nutshell, the mortgage market is becomming more complex year on year, mortgage brokers will give you all the information you need to make a confident informed decision and getting a great deal that is suitable to your budget and lifestyle, saving you money time and stress in the years to come.
Residential Mortgage Brokers, how do they work?
At CAPC it’s our Residential Mortgage Brokers mission to source you a mortgage that not only suits your budget but suits your lifestyle as well.
Our advisors have a wealth of experience in this industry and can scan thousands of mortgage lenders criteria’s and rates to advise you on the best options based on your individual circumstances, as well as providing access to private banks for bespoke arrangements.
Our Residential Mortgage brokers will require some basic information before they can research the best deals for you, including:
- The size of your deposit
- Your monthly repayment preferences
- Interest rates
- Personal information such as your credit history and outgoings
This information helps us to see what mortgage offers you’ll be eligible for and how much you’ll be able to borrow.
At CAPC you will not incur any costs until we reach the application stage (we have given you your options and you have selected to go ahead with one of them). Buying a home is usually the most expensive purchase in our lifetimes, so it makes sense to make the most informed decision possible.
Ready To Discuss Your Mortgage Options?
Speak to a member of the team now
Monday – Friday
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances and loan amount. The fee is up to 1.5%, but a typical fee is 0.67% of the amount borrowed.
©2019 |CAPC is a trading name of Christopher Allen Private Clients Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the financial conduct authority.
Christopher Allen Private Clients Limited. Registered Office: 7 Arrow Court, Adams Way, Alcester, Warwickshire, B49 6PU. Registered in England Number:08820469