01789201914 enquiries@capc.uk.com

Residential Mortgage Brokers

On hand to find you a tailored funding solution

Contact our expert advisers now

Call free from landline or mobile

01789201914

If you can’t talk right now, you can request a callback below, for a time that suits you

Our specialist Residential Mortgage Brokers are on hand to find you a tailored funding solution, whether you’re a first-time buyer, home mover, looking for a large loan or a buy-to-let landlord, we’ve got you covered. We believe no matter what your situation is, there is always a solution!

 

What Is a Residential Mortgage?

A residential mortgage is essentially a large loan designed to help the borrower purchase a house with the property in question put up as security.

 The general idea is to make up the value of the property with a combination of an up-front cash deposit and a mortgage loan which you then pay back in monthly instalments over an agreed term with interest added.

 Residential mortgages can only be taken out on a house being used as the borrower’s residence; if you’re using a property for commercial purposes (i.e. letting), you’ll need a different kind of loan, like a buy-to-let mortgage.

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Our Services

Residential Purchase

Buy To Let

Remortgage house

Insurance

Protection

Remortgage

Residential

Self Build

Why Choose Us

Speak To A Human

In a world that is becoming more and more automated, we know there are some jobs that only a human can do properly.

Personal Documents

All of our systems and processes are designed to keep your personal documents safe and secure.

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Paperwork

We know what will be required throughout the whole process, we ask for it all at the start so you only need to provide it once.

Costs

We will talk you through any costs involved with no obligations to proceed until you’re happy. No hidden costs.

What are Residential Mortgage Brokers?

 

Residential mortgage brokers are qualified financial advisors that specialise in residential mortgages. Their mission is to find a mortgage with terms and rates to suit your budget and requirements.

 

How can a Residential Mortgage Broker help you?

 

There are many different factors to consider when getting a residential mortgage which can easily be missed without the experience of a mortgage advisor.

The advantages of choosing to get advice from CAPC mortgage brokers are as follows:

 

  • Our mortgage brokers are trained, qualified professionals with extensive knowledge of their field. They save you time by comparing the market for you and they can help you with the legal side of purchasing a home.

 

  • Our brokers are best placed to help you in your mortgage buying decision, we provide you with options based on your specific situation to make sure you don’t end up with an unsuitable mortgage.

 

  • It is extremely likely using a qualified mortgage broker will save you money. Our mortgage brokers have access to thousands of lenders rates at our fingertips allowing us to find you the best deals. Generally, the money we save you far outweighs the costs involved.

 

  • Our brokers also have access to private banks, allowing us to provide truly bespoke arrangements, usually used for large mortgages and tricky situations.

 

In a nutshell, the mortgage market is becomming more complex year on year, mortgage brokers will give you all the information you need to make a confident informed decision and getting a great deal that is suitable to your budget and lifestyle, saving you money time and stress in the years to come.

 

 

Residential Mortgage Brokers, how do they work?

 

At CAPC it’s our Residential Mortgage Brokers mission to source you a mortgage that not only suits your budget but suits your lifestyle as well.

 

Our advisors have a wealth of experience in this industry and can scan thousands of mortgage lenders criteria’s and rates to advise you on the best options based on your individual circumstances, as well as providing access to private banks for bespoke arrangements.

 

Our Residential Mortgage brokers will require some basic information before they can research the best deals for you, including:

 

  • The size of your deposit
  • Your monthly repayment preferences
  • Interest rates
  • Personal information such as your credit history and outgoings

 

This information helps us to see what mortgage offers you’ll be eligible for and how much you’ll be able to borrow.

 

At CAPC you will not incur any costs until we reach the application stage (we have given you your options and you have selected to go ahead with one of them). Buying a home is usually the most expensive purchase in our lifetimes, so it makes sense to make the most informed decision possible.

Contact our expert advisers now

Call free from landline or mobile

01789201914

Testimonials

Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.

Here’s what some of them have been saying about us recently.

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Mrs T

“I have been referred to Chris by a professional network and I am extremely glad I have! They have assisted me in getting the best mortgage and I couldn’t be happier with their services and professionalism. I would highly recommend the entire team to anyone wishing to seek advice in this area!”

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Mr B

“From start to finish all the team at CAPC were helpful and delivered a very professional service, with regular updates on the status of our application and good advice on the options which were available, a great service which I would recommend Thanks Again.”

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Mr C

“CAPC were excellent in sorting my mortgage in tight timescales. The team managed the process from start to finish and provided confidence that they could develop a great solution. They sourced a cheaper and better product with the added benefit of an offset. I would recommend their services to others.”

Contact our expert advisers now

Call free from landline or mobile

01789201914

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances and loan amount. The fee is up to 1.5%, but a typical fee is 0.67% of the amount borrowed.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

CAPC is a trading name of Christopher Allen Private Clients Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Christopher Allen Private Clients Limited. Registered Office: 3 The Courtyard, Timothy’s Bridge Road, Stratford-upon-Avon, Warwickshire CV37 9NP. Registered in England Number: 08820469

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