01789201914 enquiries@capc.uk.com


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How can we help?

You probably insure your phone, your car, your home and pets – but what about yourself? Should the worst happen, it’s important that you have insurance in place to protect yourself and your family. We can discuss and advise on the following plans;

  • Income Protection– This is a policy that will provide you an income should you be unable to work due to long term sickness or injury.
  • Mortgage Protection –This is an insurance that is designed to pay off your mortgage in part or in full if you die or are diagnosed as terminally ill.
  • Critical Illness Cover –This is designed to pay out a lump sum in the event you are diagnosed with a serious illness or disability.
  • Life Cover– This will pay out either a lump sum or a fixed annual amount to your family or nominated persons in the event you die or are diagnosed with a terminal illness.

We offer protection products from a range of providers, ensuring you have access to a suitable policy to take care of you and your loved ones.

We can also arrange for your plans to be placed in trust, ensuring that any proceeds fall outside your estate for inheritance tax purposes and that the proceeds are paid to the the right people quickly, without the need to go into probate, should the worst happen.

As well as ensuring your protection requirements are met, some providers also provide incentives to promote an active and healthy lifestyle. These incentives include rewards, discounts on holidays and retreats and cashback. In addition they can also reduce your premuim subject to you meeting the targets.

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Protection Blog

What does a mortgage broker do?

Does giving up a day of your time to sit in an office or bank, answering questions and filling out paperwork sound like your idea of fun? No. Ours neither. Most people assume that getting a mortgage means heading straight to your bank. But unfortunately, this can mean missing out on the right deal for your needs.

Divorce: What happens to the family home?

The family home is something special and close to many people’s hearts. A place where memories are made and a place you can always come back to, no matter where life takes you. So when relationships break down and households split, it’s no surprise that there’s a main concern for what will happen to the family home.

How to get a mortgage with bad credit

Understandably, banks and building societies are careful who they lend money to, and financial histories are always looked into, with no exceptions.
Looking into a credit history will show up any defaulted payments and give the lender a good impression of how financially responsible you are with your spending.

7 Tips to improve your credit score

If you were about to lend someone a large amount of money then you’d want to know that they are responsible and capable of paying it back and aren’t hiding anything below the surface, right? That’s why lenders look at credit ratings to help decide whether to a) lend you money b) how much to lend you, and sometimes c) how much interest to charge.


Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.

Here’s what some of them have been saying about us recently.


Mrs T

“I have been referred to Chris by a professional network and I am extremely glad I have! They have assisted me in getting the best mortgage and I couldn’t be happier with their services and professionalism. I would highly recommend the entire team to anyone wishing to seek advice in this area!”


Mr B

“From Start to Finish all the team at CAPC were helpful and delivered a very professional service, with regular updates on the status of our application and good advice on the options which were available, a great service which I would recommend Thanks Again.”


Mr C

“CAPC were excellent in sorting my Mortgage in tight timescales. The team managed the process from start to finish and provided confidence that they could develop a great solution. They sourced a cheaper and better product with the added benefit of an offset. I would recommend their services to others.”

Contact our expert advisers now

Call free from landline or mobile


Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances and loan amount. The fee is up to 1.5%, but a typical fee is 0.67% of the amount borrowed.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

CAPC is a trading name of Christopher Allen Private Clients Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Christopher Allen Private Clients Limited. Registered Office: 7 Arrow Court, Adams Way, Alcester, Warwickshire, B49 6PU. Registered in England Number: 08820469

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